Real Estate Loans Customized For You
Emcap Funding offers unique and customized lending solutions designed for a variety of real estate needs. Whether you are looking to fix and flip, buy and hold, build new, or need a bridge loan, Emcap Funding can help.
Your Experts in Nationwide Hard Money & Soft Money Lending
With over 10,000 satisfied borrowers, we are proud to be a trusted lender in helping real estate investors achieve their goals.
Flexible Private Money Loan Programs to Meet Your Real Estate Investment Needs.
Emcap Funding offers a variety of loan products to meet the needs of real estate investors, including hard money loans, short-term loans, bridge loans, and soft money loans.
Each loan product has its own unique features and benefits, and Emcap Funding can work with investors to find the best loan option for their specific investment needs.
For our full library of private money loan programs, visit our products page.
NATIONWIDE PRIVATE MONEY LOAN PROGRAMS
- Hard Money Loans
- Bridge Loans
- Fix and Flip Loans
- Soft Money Loans
- Rental Property Loans
- Multifamily Bridge Loans
- The BRRRR Method
Types of DSCR Rental Loans we Provide
30-year adjustable rate mortgage (ARM), fixed rate, or interest only
15-year adjustable rate mortgage (ARM), fixed rate, or interest only
Loan-to-Value (LTV)
80% for purchases or rate/term refinances
75% for cash-out refi
Minimum loan amount
$75,000
Project Types
- Single-family residence (including modular)
- 2–4 unit residences
- Condominiums
- Townhomes
- Multi-family properties up to 10 units
- No mixed-used
Deb-to-income considerations?
No
Personal/business income verification?
No. Only subject rental income!
WHY INVEST WITH emcap funding?
Types of Hard Money Loans We Provide
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Loan Type
Rehab Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
New Construction
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $100K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 85%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
Portfolio Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out