Fix & Flip
Fast funding for property flips.
EMERALD CAPITAL FUNDING SUCCESS
Emerald Capital Funding provides customized lending solutions for fix-and-flip, buy-and-hold, new construction, and bridge loan needs.
Custom Loan Solutions
Tailored Financing
Your Experts in All Real Estate Investment Property Lending
With over 10,000 satisfied borrowers, we are proud to be a trusted lender in helping real estate investors achieve their goals.
Explore Our Financing Plans
Explore the best funding solutions for your real estate needs. Choose from a variety of plans that suit your project.
Flexible Private Money Loan Programs to Meet Your Real Estate Investment Needs.
Emerald Capital Funding offers a variety of loan products to meet the needs of real estate investors, including hard money loans, short-term loans, bridge loans, and soft money loans.
Each loan product has its own unique features and benefits, and Emerald Capital Funding can work with investors to find the best loan option for their specific investment needs.
For our full library of private money loan programs, visit our products page.
We specialize in the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method Find Out More.
Reliable in Every Process
Nationwide Private Money Loan Programs
Hard Money Loans
Fast, asset-based loans for real estate investors.
01
Bridge Loans
Short-term funding to close gaps in your project.
02
Fix and Flip Loans
Financing for quick renovations and property sales.
03
Soft Money Loans
Flexible funding options with less stringent requirements.
04
Rental Property Loans
Long-term loans for purchasing and managing rental properties.
05
Types of DSCR Rental Loans we Provide
30-year adjustable rate mortgage (ARM), fixed rate, or interest only
Loan-to-Value (LTV)
80% for purchases or rate/term refinances 80% for cash-out refi
Minimum loan amount
$50,000
Project Types
- Single-family residence (including modular)
- 2–4 unit residences
- Condominiums
- Townhomes
- Multi-family properties up to 10 units
Deb-to-income considerations?
No
Personal/business income verification?
No. Only subject rental income!
WHY INVEST WITH Emerald Capital Funding?
Types of Loan We Offer and Much More
Looking to scale your real estate investing business? Partnering with Upright ensures you have the financing and local support your need to take your business to the next level.
Loan Type
Rehab Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
New Construction
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $100K+
- Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
Portfolio Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Insights, Strategies and Stories form the Experts.
But I Must Explain To You When Speed Matters More Than Long-Term Rates.
- January 27, 2026
But I Must Explain To You How Small Errors Can Delay Your Loan Closing.
- January 27, 2026
But I Must Explain To You What Lenders Need Before Funding Your Renovation.
- January 27, 2026
What Our Customers Say
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.