EMERALD CAPITAL FUNDING · INVESTOR TOOLS

    See the potential.
    Know the numbers.

    Explore a flip, a rental, or your next BRRRR project. Adjust your assumptions and see how the deal changes.

    Your estimates. A clearer starting point. Values and rents are entered by you, not an appraisal or verified market data. Verify comparable sales, legal rental use, expenses, and financing before making an investment decision.
    01

    Your property

    Illustrative numbers are prefilled. Replace them with your deal.

    For a rent-ready purchase, enter current estimated value and zero rehab. Include additional-unit income only after verifying legal use and achievable rent.

    Help me check these numbers · free research

    Start with public searches, then enter your own estimates. No paid data connection or subscription is needed to use these links.

    Enter the complete property address above to create research links.

    Links open Google searches in a new tab and send the entered address to Google only when clicked. Third-party sites may restrict some information or offer paid services. We do not fetch, verify or automatically import results. Note each source and date checked when reviewing your numbers.

    Flip & acquisition assumptions

    Illustrative bridge loan: interest charged on the full loan balance for the entire hold. Rehab draws, lender reserves and fees can change actual costs.

    Rental & refinance assumptions

    Editable modeling assumptions, not available rates or approved terms. Use stabilized taxes and insurance, including flood coverage if needed.

    YOUR SCENARIO

    Deal at a glance

    Estimate only

    Illustrative example · not a loan offer

    Follow the money

    How these estimates work

    Flip profit = completed value − selling costs − purchase − rehab − purchase closing costs − acquisition points − acquisition interest − holding costs. Holding costs include property taxes, insurance, HOA and utilities; rental income during rehab is excluded.

    BRRRR net refinance proceeds = new loan − refinance costs − acquisition loan payoff. Cash left = original cash invested − net refinance proceeds. Negative cash left is additional cash back after recovering invested cash. Equity after refinance = value − new loan; equity created below is value less modeled total project costs.

    Rental / DSCR purchase uses LTV × the lower of purchase price and entered value. Rehab is cash funded; bridge interest and points are excluded from this model. Monthly cash flow subtracts P&I, taxes, insurance, HOA, vacancy, management and maintenance/capital reserves.

    Displayed DSCR uses gross monthly rent ÷ principal, interest, taxes, insurance and association dues (PITIA). Lender methods and thresholds vary. No automatic eligibility decision is made. Income taxes, depreciation, appreciation, prepayment penalties and unentered fees are excluded. Refinance availability, seasoning, appraisal, reserves and underwriting remain unverified.

    Refinance: compare the tradeoffs

    Hypothetical BRRRR scenarios, not offered programs. Higher leverage may reduce cash left but increase the monthly payment.

    LTVNew loanCash left¹DSCRCash flow/mo

    ¹ Negative cash left means cash back beyond invested capital.

    What could you offer?

    Calculated to meet your target flip profit using the entered costs and hold period. This is a scenario, not an appraisal or purchase recommendation.

    Purchase priceFlip profitBRRRR cash left

    PLAN FOR THE UNEXPECTED

    How much room does this deal have?

    See how repair overruns, a slower sale and a lower resale value change your estimated flip profit.

    Flip-exit scenarios for any strategy. These do not stress-test rental cash flow or DSCR.

    FROM NUMBERS TO NEXT STEPS

    Let’s explore your funding options.

    Share your property, experience and assumptions with Emerald’s team for individual review.

    Planning estimates only. Not a lending commitment.

    All values, rents, expenses and results require independent verification. Loan amounts, rates and programs vary. Programs may start at $50,000; up to 90% LTC is available only for qualifying projects. Closings in 14–22 days may be possible for qualifying transactions and are never guaranteed. DSCR requirements are program-specific. Multifamily is reviewed case-by-case. Any hard-money term up to 15 months must be supported by the applicable program and transaction. Final terms depend on underwriting, appraisal, title, borrower and property eligibility.