Flexible Private Money Loan Programs to Meet Your Real Estate Investment Needs.
Emerald Capital Funding offers a variety of loan products to meet the needs of real estate investors, including hard money loans, short-term loans, bridge loans, and soft money loans.
Explore the loan programs below to find financing that fits your investment goals. Our team can help you compare options for your project.
We specialize in the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method Find Out More.
Reliable in Every Process
Nationwide Private Money Loan Programs
Types of DSCR Rental Loans we Provide
30-year adjustable rate mortgage (ARM), fixed rate, or interest only
Loan-to-Value (LTV)
80% for purchases or rate/term refinances 80% for cash-out refi
Minimum loan amount
$50,000
Project Types
- Single-family residence (including modular)
- 2–4 unit residences
- Condominiums
- Townhomes
- Multifamily properties, including 10+ units
Debt-to-income considerations?
No
Personal/business income verification?
No. Only subject rental income!
Funded Investment Projects
A selection of closed loans across rental refinancing, renovation, and new construction. Explore the projects below, then tell us about your next investment.
WHY INVEST WITH Emerald Capital Funding?
Explore Our Loan Options
Explore financing with Emerald Capital Funding for your next renovation, construction, or rental property investment.
Loan Type
Rehab Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
New Construction
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $100K+
- Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
Loan Type
Portfolio Loan
Types of Projects
- Single-Family Home
- 2-4 Family Properties
- 5+ Multi-Family
- Townhouses
- Condos
Loan Information
- Loan Amount $50K+
- Max Term Up to 15 Months
- Loan to Cost (LTC) Up to 90%
Exit Strategy
- Sell
- Rent + Sell
- Rent + Refi Out
What Happens After You Apply?
1. Submit your application. Choose your loan program and complete your investment loan application. You do not need to upload documents to submit.
2. Check your email. Your confirmation email includes a link to your borrower document portal.
3. Upload your documents. Our team will review your application and provide a personalized checklist. Upload the requested files through your borrower portal. You can return anytime using Borrower Login on our website.
4. Review next steps with our team. We will contact you to discuss your request and any additional information needed.
Start your application or contact our team with questions.
Frequently Asked Questions
Which application should I use?
Start at apply.emcap-funding.com and choose the loan program that fits your project. If you are unsure, contact our team for guidance.
Do I need documents ready before I apply?
No documents are required to submit your application. After review, our team will provide a checklist tailored to your loan program and transaction.
Where do I upload documents?
Use the borrower document portal linked in your confirmation email. Sign in to upload files for your application.
How do I return to my documents later?
Select Borrower Login on our website and sign in to your portal.
What if I cannot find my confirmation email?
Check your spam or junk folder. If it is still missing, contact our team for help accessing your application and portal.
